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Yes!  NOW is the time to Refinance Your Home.  The interest rates have dropped and you shouldn’t be sitting there still “thinking” whether you should refinance or not.


Today’s 30 year fixed Mortgage Rates are as low as 3.39% with a 15 year Fixed Rate.  An easy way to get a quick and accurate quote to see what your rates potentially could be, go to FHA streamline refinance ratesIf you already have an FHA or a VA home loan, then you are already half way there. 
You may be wondering what FHA means.  FHA is short for Federal Housing Administration.  It is government run agency which provides mortgage insurance on loans made by FHA-approved lenders, and  streamline FHA refinance is one of those lenders. 

VA Home Loans were created specifically for veterans by the VA or the Veteran’s Association.  It helps Veterans secure a lower interest rate on their homes.  You must therefore be a Veteran of the US Military (you must have served 90 days during wartime or 181 days during peaceful times).  There are other requirements to get VA refinancing.  If you do have a VA Home Loan, click here to see more qualifications that you need in order to refinance your loan. 

If you are still unsure of what to do, then, the best advice is to READ MORE.  Start by expanding your knowledge base.  A good place to begin is a place called Real Estate Communities on the web.  Whether you are buying a new home, selling your home or looking to refinance your existing home, you can start with  They will help to keep you up to date on Mortgages, Foreclosures, and they even have tips for first time home buyers. 

Whatever your situation is, be sure to ACT NOW!  The mortgage rates are low today, with the world’s economy as it is, make sure to grab a good deal when you see it!  

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